How the money flows
| Step | What happens |
|---|---|
| Fan clicks Buy | Stripe Checkout session opens |
| Fan completes payment | Card charged, $X received |
| Stripe processes payment | Standard Stripe checkout flow |
| Stripe deducts processing fee | Stripe’s standard processing fee |
| Patchline platform fee | 0% on paid plans (see pricing) |
| Net lands in your Stripe balance | Available for payout |
| Payout to your bank account | Per Stripe’s default schedule (2 business days US) |
Payout timing
Stripe defaults:| Country | Standard payout |
|---|---|
| United States | T+2 business days |
| United Kingdom | T+3 business days |
| EU | T+3-7 business days |
| Most other countries | T+5-7 business days |
Pricing
Plans, AI credits, and limits live on the pricing page — we keep them there so they’re always current.Related pages
- Storefront overview — 0% fee explainer
- Storefront setup — Stripe Connect step
- Plans & credits — Patchline subscription side
- Pricing & plans — tier breakdown
FAQ
Why does Patchline not hold my money?
Why does Patchline not hold my money?
By design. Stripe Connect routes funds directly to your account —
Patchline only receives our platform fee (0% on paid tiers). This
means Patchline is not a pass-through wallet in the payment flow.
What about international fans?
What about international fans?
Stripe handles international cards by default. Currency conversion
happens at Stripe; you receive in your account’s home currency.
Can I issue free download codes?
Can I issue free download codes?
Yes — Settings → Discount codes → 100% off code with usage limit.
Useful for press / promo.
What's the minimum payout amount?
What's the minimum payout amount?
Stripe defaults vary by country — typically $1 in the US. Most
artists never hit a minimum because payouts happen automatically.