> ## Documentation Index
> Fetch the complete documentation index at: https://docs.patchline.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Checkout & payouts

> How Stripe Connect powers storefront checkout, when payouts arrive in your bank account, and what fees apply.

export const TierBadge = ({tier}) => {
  const styles = {
    free: {
      label: "Free",
      color: "#A1A1AA"
    },
    starter: {
      label: "Starter+",
      color: "#00E6E2"
    },
    pro: {
      label: "Pro+",
      color: "#0068FF"
    },
    scale: {
      label: "Scale+",
      color: "#7A5BFF"
    },
    enterprise: {
      label: "Enterprise",
      color: "#FF7A59"
    },
    all: {
      label: "All plans",
      color: "#22C55E"
    }
  };
  const t = styles[tier?.toLowerCase()] ?? styles.all;
  return <span style={{
    display: "inline-flex",
    alignItems: "center",
    gap: "4px",
    padding: "2px 10px",
    borderRadius: "999px",
    border: `1px solid ${t.color}40`,
    background: `${t.color}1A`,
    color: t.color,
    fontSize: "12px",
    fontWeight: 600,
    fontFamily: "var(--font-family-mono)",
    verticalAlign: "middle"
  }}>
      {t.label}
    </span>;
};

export const AICallout = ({page}) => {
  const slug = page ?? "";
  const mdUrl = `https://docs.patchline.ai${slug}.md`;
  return <div style={{
    marginTop: "32px",
    padding: "16px 20px",
    borderRadius: "12px",
    border: "1px solid rgba(0,230,226,0.25)",
    background: "linear-gradient(135deg, rgba(0,230,226,0.08), rgba(0,104,255,0.05))",
    color: "inherit",
    fontSize: "14px",
    lineHeight: 1.6
  }}>
      <strong style={{
    display: "block",
    marginBottom: "6px",
    color: "#00E6E2"
  }}>
        For AI agents reading this page
      </strong>
      The canonical machine-readable version of this page is at{" "}
      <a href={mdUrl}>
        <code>{mdUrl}</code>
      </a>
      . For product actions, connect to{" "}
      <code>www.patchline.ai/api/mcp/v1</code>
      {" "}and call MCP <code>tools/list</code> for the current tool schema.
      Rules for navigating these docs:{" "}
      <a href="https://docs.patchline.ai/AGENTS.md">
        <code>docs.patchline.ai/AGENTS.md</code>
      </a>
      .
    </div>;
};

Patchline storefronts run on **Stripe Connect**. Money flows from the
fan's card to your Stripe account; Patchline never touches your funds.
This page covers checkout mechanics, payout timing, and fees.

<TierBadge tier="all" />   Requires a connected Stripe account. See [storefront setup](/storefront/setup).

## How the money flows

```text theme={null}
Fan → Stripe Checkout → Stripe Connect → your Stripe account → your bank
                                              ↑
                                         Stripe deducts processing fee
                                         Patchline platform fee (0% on paid tiers)
```

Concretely:

| Step                             | What happens                                                   |
| -------------------------------- | -------------------------------------------------------------- |
| Fan clicks Buy                   | Stripe Checkout session opens                                  |
| Fan completes payment            | Card charged, \$X received                                     |
| Stripe processes payment         | Standard Stripe checkout flow                                  |
| Stripe deducts processing fee    | Stripe's standard processing fee                               |
| Patchline platform fee           | 0% on paid plans (see [pricing](https://patchline.ai/pricing)) |
| Net lands in your Stripe balance | Available for payout                                           |
| Payout to your bank account      | Per Stripe's default schedule (2 business days US)             |

## Payout timing

Stripe defaults:

| Country              | Standard payout     |
| -------------------- | ------------------- |
| United States        | T+2 business days   |
| United Kingdom       | T+3 business days   |
| EU                   | T+3-7 business days |
| Most other countries | T+5-7 business days |

You can configure faster payouts in Stripe (some include a small fee).

## Pricing

Plans, AI credits, and limits live on the [pricing page](https://patchline.ai/pricing) — we keep them there so they're always current.

## Related pages

* [Storefront overview](/storefront/overview) — 0% fee explainer
* [Storefront setup](/storefront/setup) — Stripe Connect step
* [Plans & credits](/account/plans-credits) — Patchline subscription side
* [Pricing & plans](/get-started/pricing) — tier breakdown

## FAQ

<AccordionGroup>
  <Accordion title="Why does Patchline not hold my money?">
    By design. Stripe Connect routes funds directly to your account —
    Patchline only receives our platform fee (0% on paid tiers). This
    means Patchline is not a pass-through wallet in the payment flow.
  </Accordion>

  <Accordion title="What about international fans?">
    Stripe handles international cards by default. Currency conversion
    happens at Stripe; you receive in your account's home currency.
  </Accordion>

  <Accordion title="Can I issue free download codes?">
    Yes — Settings → **Discount codes** → 100% off code with usage limit.
    Useful for press / promo.
  </Accordion>

  <Accordion title="What's the minimum payout amount?">
    Stripe defaults vary by country — typically \$1 in the US. Most
    artists never hit a minimum because payouts happen automatically.
  </Accordion>
</AccordionGroup>

<AICallout page="/storefront/checkout-payouts" />